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The possible disadvantages associated with a 15-year fixed rate mortgage are: The monthly payments for this type of loan are roughly 10 percent to 15 percent higher per month than the payment for a 30-year. Because you’ll pay less total interest on the 15-year fixed rate mortgage, you won’t have the maximum mortgage interest tax deduction possible.

Featured Job: Don’t Worry, Be Happy, Be a Loan Officer (In 3 Easy Steps) Written by Kathleen Heck on April 4, 2015. So you want to be a loan officer? Congratulations! Forbes and other magazines and news publications recently quoted a CareerBliss study that reported being a Loan Officer was the third ‘happiest’ job to have in 2015!

be able to afford the loan (in relation to your income and outgoings) It takes just 3 minutes to find out if you’re eligible and see your personalised rates. Don’t worry, this won’t affect your credit score. Please keep in mind, we can’t offer joint applications or guarantor loans.

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A lot of companies don’t ‘walk the talk’ about the customer being ‘at the centre of everything we do’ – but RACQ really delivers on this promise – EVERYTHING is about the member. Like any business, it’s not perfect but I’m really happy so far.

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Marine Casualty Rate? I hate even asking this, but I’d like to know what the casualty % is for active service Marines. I’m thinking about (and have been) joining Infantry in a year or so, which sucks having to wait on things to finish in life before I can move on.

Contact a Loan Officer. Selecting a mortgage may be the most important financial decision you will make and you are entitled to all the information you need to make the right decision. Don’t hesitate to contact a Loan Officer if you have questions about the features of our adjustable rate mortgages.

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