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A home warranty and a homeowners insurance policy offer different types of coverage that may give you peace of mind as you consider certain scenarios. To learn what your homeowners insurance policy may help protect – and what it may not – talk with your local insurance agent.

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Your home insurance policy is not a home warranty, Whether you are a first time home buyer, moving into your second or third home, a new condo or even you are selling your home, you may want to learn about the advantages of a home warranty to help you decide if you should purchase one in addition to your home insurance.

VA Loan Pre-Approval Pensacola Escambia Some lenders will convert your construction loan to "permanent" financing – a mortgage loan. Others, will expect you to obtain a new mortgage loan with your current or another lender as quickly as possible so they can "retire" the construction loan off their books, since it was always meant to.

I assume a lot of individuals get homeowners insurance and mortgage insurance confused, and for good reason. They both sound pretty similar, but they really share nothing in common. Homeowners insurance is actually in place to protect YOU, the homeowner, from perils that exist and may cause damage and monetary loss.

Owning a home means a lot of responsibility – when something goes wrong, you are on the hook for repairs. If you have a new home, you may also have a home warranty – but what a warranty covers and what homeowners insurance covers are two very different things.

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AAA vs. Amica. The case for Amica over AAA is pretty clear: Amica has the highest customer satisfaction scores in the home insurance industry, year after year, along with solid financial strength. The only reason we might recommend AAA over Amica is if you’re already a AAA member, or if your local AAA club offers better coverage options and discounts.

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