When you refinance the balance on your loan at a lower rate, you can reduce your monthly payment and the total cost of your loan. You want to pay off your home faster. Shorter terms mean lower rates. Changing from a 30-year loan to a 15-year loan will raise your monthly payment, but over the span of your loan, you can save thousands of dollars.

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Home ownership is the foundation of the American dream, and often, a mortgage is necessary to make that dream come true. Finding the right mortgage loan is arguably just as important as finding the right property. You’ll be paying off your mortgage for years, and the best terms can save you thousands of dollars over time.

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Home buyers could save thousands of dollars. closing on your first home. The panel will include a real estate agent, home appraiser, home inspector, representative from the title company and NuMark.

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