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When no one’s home, they hang a red. in January 2010 he stopped paying entirely, and the bank began foreclosure proceedings. similar stories can be heard all over town. “We discovered the average.

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Will I go to jail over not paying my mortgage? A borrower will not go to jail if they default on their mortgage loan, but they could face criminal charges in a couple of extreme situations described below. In some states, foreclosure involves judicial proceedings. In other words, the lender must hire an attorney who initiates a foreclosure lawsuit against the borrower.

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