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If no longer being able to make your mortgage payment is a reality for you, here are 6 of the most commonly practiced and accepted options for any homeowner in this position. Loan or Mortgage Modification. This is a good place to start when you feel the mortgage payment growing to a place you can no longer handle it.

Just to review, the Obama Administration’s record on helping distressed homeowners is pretty shoddy, as even the Obama himself now admits. He came into office promising relief for homeowners with.

The Federal Housing Finance Agency (FHFA) continues to pivot on mortgage principal forgiveness policy, initiating a new program that would subsidize a permanent reduction of a portion of unpaid.

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Refinancing with FHA is promoted as quick and painless, including no new checks of credit or income and no new physical appraisal. Not all mortgage companies. has gone toward principal reduction,

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Is home foreclosure a thing of the past? Or just old news? In the wake of the 2008 "housing bust," the headlines and airwaves were packed with news about the growing flood of home foreclosure.

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