Time for Good News – Happy Events in the World of Mortgages Written by Kathleen Heck on March 11, 2019 Time for Good News. I feel very strongly that it is definitely time for good news.Isn’t it always?

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REE 3043 Quiz 4. STUDY. PLAY.. While floating rate mortgage loans may offer lower interest rates to borrowers than comparable fixed-payment mortgages, floating-rate loans may increase a lender’s exposure to which of the following risks since borrowers may not be able to continue to service.

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Like yesterday, these are the highest rates in more than 9 months. Any time we’re pushing long-term highs, it’s a good idea to remain defensive in terms of locking vs floating. The saving grace is.

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The average rate on 30-year fixed-rate mortgages has risen this week to 3.81%, from 3.75% last week, says mortgage giant Freddie Mac. The loans in the survey come with an average 0.6 point.

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Of course, there is a very good reason for such cheap mortgage rates, and it’s not the lenders being generous. It’s the fact that the Bank of england base rate has been at a record low of 0.5% for the last 13 months. This has meant that that all mortgages linked directly or indirectly to Base Rate have come down as a result.

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